startzero.money

startzero.money is a startup planner for founders who are starting from zero, with no finance background needed. Pick from 10 business types, including SaaS, AI apps, online courses, agencies and marketplaces, and a finished financial plan opens right away. It shows when you’ll run out of cash, when you break even, and whether you’re overloading yourself. Flight Zero, a founder flight simulator, runs your startup’s first year in about 15 minutes, so you can make mistakes in the simulator rather than with real money. Burnout Guard tracks your hours the way it tracks cash. The Funding Hub matches you to bootstrapping, lifetime deals, crowdfunding, grants, angels or VCs for your stage and country. The lifetime-deal planner models AppSumo-style launches over 36 months. AI drafts proposals and pitch decks from your plan, but your numbers are never sent to the AI. Every figure is calculated by the planner, and you can tap any number to see its formula. Supports 30 currencies.